How we're secure
Protection against root level malware
Regulation such as PSD2 and 3DS puts a lot of requirements on PSPs and card issuers. With the Okay SCA solution we help you both conform to regulation and protect your app from malware and criminal actors:
- Dynamic linking is kept through the SCA process
- Authenticity, integrity and confidentiality is verified for everything displayed
- We protect against innovative new forms of malware
- The transactions are tracked and logged
- Possession and ownership is verified for each use
- We provide a separate Secure Execution Environment
Protection against root level malware
Protection against all threats, now and in the future
When you provide a payment service there are a large number of potential threats
- Network attacks, such as man-in-the-middle and attacks on your server-side
- Overlay attacks, where a user is tricked into approving a fraudulent transaction
- Accessibility attacks, where the app is remote-controlled by malware
- Root type attacks, where the internal functionality of your app is reverse engineered and modified
- Local storage attacks, where keys and other important information are extracted from the app’s storage
- Malware that can steal text messages, intercept voice calls and change what happens when a user clicks on an icon
For more information, dive into how our SCA solution works or check out the Okay use-cases.